Pre-Marriage Agreement

A pre-marriage agreement or prenuptial agreement (prenup) is a legal contract that two people sign before they get married. This agreement outlines how assets, debts, and other financial matters will be handled if the marriage ends in divorce. While the idea of a prenup may seem unromantic, it is becoming increasingly common as couples seek to protect their wealth and prevent potential legal battles down the line.

If you are considering a prenup, it is important to understand the benefits and drawbacks, as well as the legal requirements in your state. Below are some key factors to consider before entering into a pre-marriage agreement.

Benefits of a Prenup

1. Protect Your Assets: A prenup allows you to protect your assets, including property, investments, and retirement accounts, in the event of a divorce. Without a prenup, these assets can be divided in a way that you may not agree with or that may not be fair.

2. Minimize Conflict: A prenup can help minimize conflict and stress if a divorce occurs. By agreeing on how to divide assets and debts ahead of time, you can avoid long, drawn-out legal battles.

3. Clarify Expectations: A prenup can help clarify expectations and responsibilities in the marriage. It can address issues such as financial support for children from previous relationships, alimony, and division of household expenses.

Drawbacks of a Prenup

1. Unromantic: A prenup can sometimes be seen as unromantic and can create tension in a relationship. It is important to discuss a prenup well in advance and ensure that both parties are comfortable with the idea.

2. Cost: A prenup can be expensive, as it requires the assistance of a lawyer. If you are considering a prenup, be prepared to pay for legal fees.

3. Limits Flexibility: A prenup can limit flexibility in the event of a divorce. If circumstances change, it may be difficult to modify the agreement.

Legal Requirements

Prenup laws vary by state, so it is important to consult with a lawyer who specializes in family law in your area. Generally, a prenup must be in writing and signed by both parties. Both parties must also disclose all of their assets and debts, and the agreement must be entered into voluntarily and without coercion.


A pre-marriage agreement can provide peace of mind and protect your assets in the event of a divorce. However, it is important to carefully consider the benefits and drawbacks, as well as the legal requirements in your state, before entering into a prenup. By consulting with a lawyer and discussing the issue with your partner well in advance, you can ensure that you are making an informed decision.